X日报 · AI科技

ESTAMOS AQUI! https://t.co/wpGspFRQn1

Happy Father’s Day!

“Full access” 😂

All aboard! 🚣‍♂️🇳🇴 https://t.co/I83Zn4P4HY

I’m sorry but he definitely would’ve fooled my ass lol

if a toddler puts a sticker on you, that’s a sign of great respect in their culture

Discord is testing a new ‘Living Room’ layout for voice channels that lets users hang out in a virtual space https://t.co/T7wW3HIEiu

Cuando haaland fue a buscar una silla para su mujer mientras las otras mujeres estaban en el piso 😭 https://t.co/bBdmwRipfb

“England historically has struggled here in Massachusetts”
— #WorldCup announcer on Fox
👀

*Messi está viejo, con 38 años no debería ir al mundial*

El putísimo Messi en el mundial: https://t.co/urPMr4wSAM

this didn't age well

IRANIAN PRESIDENT: “If we did not have our defensive missiles, Israel and America would have plowed through Iran the way Gaza was plowed through, showing no mercy to the old or the young. They speak of human rights. It is a great lie.”

It’s a hard truth to hear, but it’s true. https://t.co/2sKX5OrGzX

Printers never work because they are an affront to God. Man was not meant to pull objects from the digital realm into the real world. Icarus is flying too close to the sun.

Steam Machine is here, and you can sign up now:

Steam Machine 512GB
Steam Machine 2TB

Plus bundled versions with Steam Controller
Learn more and sign up here: https://t.co/dSr8sbm8db

"I can’t wait to start working so I can help my family."

Me with my first paycheck: https://t.co/ebQaMRbWeC

so go bankrupt already and save us all the environmental and social problems you’re creating

The fraudsters always complained the loudest and had totally fake sob stories

Starlink coming to @AmericanAir next year!

“A man who has not hit his Claude limit by noon has wasted his morning.”

-Socrates

world cup announcer just said "the English have struggled historically here in Massachusetts" lol

I love when restaurants put “market price” next to certain menu items. Like yeah, I’ve been monitoring scallop futures all week.

I went to In-N-Out and ordered a cheeseburger. The cashier, a calm young woman named Destiny, asked me a question I did not expect.

"You want that Animal Style?"

I paused.

I did not know what this meant. But a samurai does not admit he does not know. So I answered with weight.

"...Animal Style."

"Cool. So that's mustard-grilled, extra spread, grilled onions, pickles. Yeah?"

I understood now. This was a sacred permission. For one meal, I was being told to put down my manners at the door. To eat the way a beast eats, without shame. I had waited my whole life for someone to give me this order.

"Yes," I said. "I will become the animal."

Destiny did not blink. "...Okay. You want your fries Animal Style too?"

I stopped. Even the potatoes?

"The potatoes also become animals?"

"I mean, they get cheese and sauce and grilled onions, so..."

"Then yes. Let the potatoes abandon their restraint as well."

"...Got it." She was the calmest woman I have ever met. "3x3, 4x4, or just the one?"

I did not know these numbers, but I knew a challenge when I heard one. "How many must I face?"

"It's, like, how many patties you want."

"How many is the most honorable?"

"...Four is a lot."

"Then four. A warrior does not ask for fewer."

She wrote it down without argument. A 4x4, Animal Style, with animal fries. She warned me once, kindly. "That's gonna be huge." I told her I was counting on it.

It arrived. It was a tower. Cheese and sauce ran down my hands the moment I lifted it. There was no clean way to eat it. There was no dignified way. That was the entire point.

I ate it like a beast. Both hands, no honor, grilled onion on my chin, and I have to be honest with you, it was the best thing I have ever put in my mouth.

For thirty years I have kept my manners at every table in the world.

They handed me a burger and told me to be an animal, and I have never felt so free.

So tell me, America.

The whole country knows the secret menu. What else are you hiding in plain sight?

And "Animal Style." Was I eating the animal, or finally becoming one?

I genuinely don't understand why everyone isn't using this yet

Andrej Karpathy, a co-founder of OpenAI, posted a simple idea that hit 16 million views: stop using AI to write code, use it to build a second brain.

You point Claude Code at a folder, drop in any source, an article, a transcript, a PDF, and Claude reads it, links it, and files it into a living wiki of everything you know. It compounds like interest, the more you feed it, the smarter it gets.

Here's the whole thing:

> Install Obsidian, create a vault, open it in Claude Code

> Paste Karpathy's wiki idea file and tell Claude to build it

> Claude makes three folders: raw for sources, wiki for its pages, a CLAUDE.md that runs it

> Drop any source into raw and say "ingest this"

> Ask questions across everything, forever

Five minutes to set up, and you never start from a blank chat again.

Full step-by-step guide with Claude and Obsidian, link below.

Bookmark this

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

Visual representation of someone pretending to help whilst causing pain. https://t.co/TfE0nFCttP

Les allemands, c’est bizarre quand même. Je ne vois jamais de post Insta, de tiktoks ou même un tweet allemand, alors qu’ils plus de 85 millions. Ils existent vraiment ou quoi ?

HR forced me to hire a junior systems administrator last week.

He's 23 years old and showed up on day 1 carrying a physical notebook.

He spent his first morning looking at our backend and realized my automation scripts were written in 2008.

He asked me why we're running deprecated code that relies on an unpatched version of Windows 7.

I told him we employ a strategy of chronological obfuscation.

I explained that modern malware is designed to attack modern architecture.

By keeping our infrastructure trapped in the Bush administration, we're immune to zero-day exploits.

You can't hack what you can't interface with.

He looked at me like I was insane and asked about data compliance.

I leaned back in my chair and whispered the phrase "asynchronous legacy tunneling".

He immediately closed his notebook and apologized for questioning my vision.

I spent the rest of the afternoon watching a 4-hour documentary about the Roman Empire at my desk.

Next week I'm going to make him untangle category 5 cables for character development.

Introducing Claude Tag, a new way for teams to work with Claude.

In Slack, Claude joins as a team member with access to the channels and tools you choose. Tag Claude in and delegate tasks to it while you focus on other work. https://t.co/R2C6A5Kcye

"you're absolutely right! I shouldn't have launched those nukes -- that's on me."

Accusations of racism have been weaponized to stop criticism and common sense.

No more.

USAID funding was central to the creation of COVID-19

Exactly.

If there were mass deaths due to USAID, when are they? I would like to call the bereaved parents!

Nobody died is the truth, but a lot of fraud, funding bioweapons and foreign government interference was stopped.

Many lives were saved as a result of stopping the bad parts of USAID funding. The parts of funding that have some chance of doing good remain in place and were transferred to the State Department.

All DOGE required was contact information of the recipients to confirm that funding was not fraudulent. No validated medical funding was stopped.

Anything that appeared to be legitimate lifesaving funding continued and is now administered by the State Department.

If anyone had actually died as a result of DOGE, their names would be worldwide headline news!

On the other hand, USAID did help fund the Wuhan Virology Institute, which caused the deaths of millions, and the revolution that started the Russia-Ukraine war.

Misleading branding works well

i hate him so much but he’s legitimately one of the funniest people on the planet. incredible timing

Water usage has been a hot topic in the AI data center world, but the numbers may surprise you.

According to the Manhattan Institute, data centers use 0.2 percent of daily water usage in the U.S. and that number has dramatically decreased in the past few years due to a new method: liquid cooling.

By moving to 45°C liquid cooling, AI factories in favorable climates can use dry coolers instead of conventional cooling-tower-based systems, cutting facility cooling water use from roughly 2.6M gallons per MW per year to near zero.

Liquid cooling enables AI factories to be both water and energy efficient, while creating opportunities for heat reuse and dispersal to local communities, allowing these factories to become energy grid assets.

Learn more below ⬇️

https://t.co/7WanoPNKTR

Wright: 121 years ago, Albert Einstein published a paper—

Trump: Nobody cares. https://t.co/BNaZQllpqj

🚨| BREAKING: SPEED JUMPS OUT OF HIS SUITE AFTER CRISTIANO RONALDO SCORES HIS FIRST GOAL OF THE WORLD CUP 🤯🤯🤯🐐 https://t.co/nh3aR5Owuw

We are getting our 7th PM in 10 years.

It’s 30C outside.

And we are playing well in a World Cup.

We have become Italy…

i can't afford to bring my girls to a world cup game. yet all these fans from 3rd world countries are flying over, staying in jacked up priced hotels, and then spending $5k per ticket. are we all being told lies? is america poor af or is it just me?

I feel like Haaland is a victim of his own success.
The man won another Premier League Golden Boot last season and there wasn’t much fuss about it.. Now in his first ever World Cup, scores back to back braces to drag Norway to the knockouts, and everyone just acts normal😂
If any other striker on earth did this, the internet would melt. His standards are just too high.

You just realized you’re the exit liquidity for an unprofitable $2.5T company https://t.co/AyM26ZaRvU